Loading...

Our Features

Unlock Your Financial Potential with Cooperative Excellence

Save with Us

LSecure your future with our high-interest savings accounts and fixed deposits.

Learn More

Bank Loans

LAffordable loans tailored for your needs, from personal and business loans to special rural development financing.

Learn More

Membership Methods

Become a member and unlock the benefits of cooperative banking.

Learn More

Contact Us

Get in touch for personalized assistance and banking solutions.

Learn More

About Our Company

Why Choose Us?

Citizen's Development and Savings Cooperative Bank (CDSB) offers high-yield savings and low-cost loans since 1972. We're committed to empowering Sri Lankans with financial solutions that support personal and community growth.

We envision to empower communities through better financial practices and products, emphasizing sustainable and member-focused services.

Trust: Building strong, lasting relationships.

Growth: Promoting economic empowerment.

Community: Strengthening local and rural enterprises.

Integrity: Maintaining transparency and fairness.

More Information
10000 +

Satisfied Customers

15 +

Years of Service

150 +

Skilled Agents

22967 +

Opportunities Created

Our Financial Services

Maximize Your Savings with Us

Explore a range of high-interest savings accounts and fixed deposit schemes designed to meet your financial goals and ensure a secure future.

Regular Savings Accounts

Enjoy flexibility with no minimum balance, easy ATM access, and competitive quarterly interest payouts.

Learn More
Senior Citizens Savings

Benefit from the highest interest rates in Sri Lanka, monthly interest payouts, and additional health and wellness discounts.

Learn More
Children's Savings Accounts

Support your child's future with accounts that offer bonus interest on savings milestones and special gifts.

Learn More
Fixed Deposit Schemes

Secure higher returns with our fixed deposit schemes, available in multiple terms for your convenience.

Learn More

Important Banking FAQ's

Your Questions Answered

A: Opening a savings account with us is easy! Visit your nearest branch with a valid ID, proof of address, and a minimum deposit amount (if applicable). You can also start the process online through our secure platform.

A: Members enjoy higher interest rates on savings, lower rates on loans, and exclusive access to member-only programs and benefits. Membership also gives you a say in the bank's governance through voting rights.

A: Yes, new members can apply for loans. However, some loan products might require a brief membership period or a certain amount in savings. Please consult with our loan officers for specific requirements.

A: Your deposits are secured by stringent regulatory compliance and robust risk management practices. CDSB is registered under the Co-operative Act and adheres to all national banking regulations to ensure the highest standards of security and transparency.

Leadership Team

Meet Our Board of Directors

Guiding us with strategic direction, our board members bring expertise and dedication to ensure the success of our cooperative mission.

Chairman

Mr. Ruwan Fernando

Chairman of the Board

Phone: +94 71 987 6543

Vice Chairman

Ms. Nirmala Gunasekara

Vice Chairman

Phone: +94 77 112 3344

Director of Strategy & Planning

Mr. Anura Jayasuriya

Director of Strategy & Planning

Phone: +94 77 223 4455

Director of Finance

Ms. Chamari Senanayake

Director of Finance

Phone: +94 71 998 7766